With you
when it matters

Personalised Life Insurance at the right price.


As personal circumstances are subject to change at very short notice, it is vital that your protection reflects your personal requirements.

Smarter Cover is here to help you with that. We are an independent life insurance brokerage, created to help you identify the most suitable policy, from some of the biggest life insurance providers in the UK.

Our service is completely free* to use and you are under no obligations to accept the quotes you receive from us. Just fill in our simple, 2 minute form and leave the hard work to us. We will contact you to provide you with comparisons and quotes within one working day.

Life Insurance

Protect your loved ones financially for peace of mind.

Over 50s Cover

With guaranteed acceptance and no medical needed.

Critical Illness Cover

Protect your income against long term illness.

Whole Life Cover

Designed to last as long as you do.

Protect your family today


Life insurance is a type of policy which provides your loved ones with a cash pay out if you were no longer around.

There are various types available to meet differing needs and the cost of each policy will depend on your individual circumstances.

The pay out can be used by your loved ones for whatever they wish and making a claim is a simple process.

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